SOLO uses stored payments to hold account information for use with recurring billing. Depending on the merchant account settings regarding saving credit card data and the merchant account type, either reference information linking to a previous transaction is stored (a reference type payment), or full credit card details (a credit card payment) are stored:
DIBS Debitech and PayPal PayFlow pro gateways - A reference payment will be used for both of these gateways unless the merchant account is set to store all credit card data, in which case credit card payments will be used.
All other gateways - Credit card payments are always used. Full credit card storage must be set on the merchant account in order to use stored payments.
When adding or editing a stored payment, the following fields will be displayed regardless of whether the using reference or credit card payments. When editing an existing credit card payment, they will be pre-populated with the existing data (note that the card number and expiration may not be populated in the case the card number was permanently masked due to the payment plan being inactive):
Credit Card First Name - First name on the credit card account.
Credit Card Last name - Last name on the credit card account.
Credit Card Number - The credit card number.
Credit Card Expiration - The credit card expiration.
Billing Address - The account billing address.
Billing Address 2 - Line 2 of the account billing address.
Billing City - The account city.
Billing State/Province - The account state/province.
Billing Postal Code - The account postal code.
Billing Country - The account country.
Billing Phone Number - The account phone number.
After submitting changes when adding/editing a stored payment, a test authorization will be performed to verify the card data. If this transaction fails, an error message with the reason for the failure will be displayed. If the test succeeds:
For reference payments, only the new reference information will is stored.
For credit card payments, all credit card information except the CVV2 number will be stored.